"Mortgage Banking At Its Best"

Customers first

Borrowers who are happy with the mortgage loan I helped them get are more important to me than anything else.  My goal is to make your  mortgage loan process as simple and worry-free as possible. I pride myself in offering the highest level of customer service, and appreciate the opportunity to earn your business.  Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, my teams purpose is to satisfy your needs. By putting you first, my team and I assure you a pleasurable transaction.

Get fast answers

At our website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.

Your mortgage specialist

Let my team and I handle your Washington home loan needs, refinance or purchase.  I specialize in residential mortgages in Washington,  we can help you to understand mortgage interest rates, the home loan process, refinance and purchase timelines, and FHA and VA loan information.  Washington State and Northwest Loans is the center of our business.  FREE Mortgage Information Reports. REQUEST HERE.

• WIN a FREE Mortgage Payment!  Win one month's mortgage payment (up to $5,000)! ENTER HERE.
• Bad Credit? You are not just a Credit Score! Bad credit is OK in many cases. READ MORE.
• Local Service - We use local Realtors, Appraisers and Title companies that understand your market area and can provide you with neighborhood service throughout the loan process and at closing.
• Fast and Easy Loan Approvals Due to the ease and efficiency of our application process, the majority of our customers choose to fill out their loan applications online, saving you time and money. Just complete our easy

	Home mortgage rates and real estate news - CNNMoney.com Record 1.2M homes hit by foreclosure - 7 hours ago A record 1.249 million homes were in foreclosure during the second quarter of 2008, according to a report released Friday by the Mortgage Bankers Association. How a housing crash hurts retirees - 1 day ago You already know that the housing crisis has wreaked havoc with the economy and financial markets, not to mention the lives of millions who've lost or could lose their homes. But there may be a less obvious casualty too: your retirement prosperity. Mortgage rates ease: Third week in a row - 1 day ago Mortgage rates declined, easing for the third straight week, according to a report from mortgage finance giant Freddie Mac. Lush lawn - higher home value - 1 day ago Turn that yard into a fine green carpet and your whole house becomes more valuable.